InsuranceWide
Tradesman & Construction Insurance
Business
Insurance from InsuranceWide
Protecting Your Livelihood
Businesses
are required by law to take out employer's liability cover
if they employ staff. This includes part-time/ work experience
workers, trainees or sub-contractors. You must have employer's
liability cover if you are a limited company even if you are
the sole employee or director as well as the proprietor.
As
a tradesman or builder you work in your customers premises
and it is sensible to take out public and products liability
cover as well. If you operate your business from your home
there is no need for you to take out additional buildings
cover but make sure you have adequate cover for clients that
may have to visit you. You should also make sure that all
business tools or equipment you own or hire as this may not
be covered under your home contents policy.
Choosing
an insurance policy
In
your line of work you are exposed to a risks every time you
start a job. You need to make sure that if the worst happens
you have sufficient insurance cover to help your business
survive.
What
if...
- You
(by mistake) flood a customer's kitchen and they want to
claim against you for a new carpet
- The
wiring you have just installed results in an electrical
fire damaging customer property worth thousands
- Materials
you used in good faith at the time turn out years later
to have serious health risks attached
- A
trainee member of staff accidentally cuts through a mains
cable and suffers electric shocks and burns
- Your
work van containing all your equipment and several pieces
of hired equipment are stolen during the night?
InsuranceWide offer a range of comprehensive commercial
packages at highly competitive rates from top insurers, including:
Employers
liability
if your business employs staff, including part-time staff,
trainees or sub-contractors you are required to have this
cover by law
Public
and products liability
Your business involves contact with the general public there
is a risk that a claim may be made against you
Tools
and equipment
You don't have any premises you should insure your tools and
equipment against loss, damage or destruction.
InsuranceWide
can also provide a range of optional extras to make sure your
specific needs are met.
For
further information on InsuranceWide business insurance visit
the InsuranceWide website.
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